Flood Plain Surveys

Elevation Certificates / Letter of Map Amendment

 If a property owner thinks their property has been inadvertently mapped in a Special Flood Hazard Area, they may submit a request to FEMA for a Letter of Map Change. A SFHA is defined as the area that will be inundated by the flood event having a 1-percent chance of being equaled or exceeded in any given year. A LOMC reflects an official revision/amendment to an effective Flood Insurance Rate Map. If the LOMC request is granted, property owners may be eligible for lower flood insurance premiums or the option to not purchase flood insurance. We recommend a two step process; the first step is obtaining a Elevation Certificate. The elevation certificate is need to purchase flood insurance but also may be used to support the second step, LOMA (Letter of Map Amendment).